[Terms of Use for OP Pay Later] 1. This service is provided by Taiwan Mobile and is available for Taiwan Mobile users without the need for additional applications. 2. If you select OP Pay Later as your payment method, the system will automatically redirect you to the OP Pay Later transaction process upon order placement. You will be required to verify your mobile number, select the number of installments, and choose a payment due date. The transaction will be deemed complete once payment is confirmed. 3. The approved credit limit, available installment terms, and applicable fees are subject to the details provided on the subsequent transaction confirmation page. 4. If the transaction is not confirmed within 30 minutes of order placement, or if the application fails the review process, the order will be automatically canceled. If the application fails the "manual review" stage, it means the system scoring criteria were not met; specific evaluation details will not be disclosed. [Payment Instructions] 1. Installment payments made through OP Pay Later are billed separately and are not included in your telecom bill. A payment reminder SMS will be sent after the monthly billing cycle. 2. After accessing the bill via the link in the SMS, you may complete your payment through one of the following channels: convenience store barcode, Taiwan Mobile retail stores, bank transfer, JKOPay, or iPASS MONEY.
[Important Notes] 1. This service is provided by Taiwan Mobile Co., Ltd. (the “Company”), allowing customers to purchase goods or services through this service at the time of transaction. The receivables from the purchase or installment payments are transferred by the merchant to the Company, and customers shall make payments according to the agreement using the Company’s billing system. 2. In order to fulfill the contractual relationship established by consenting to use OP Pay Later, the merchant will provide your personal information (including your name, phone number, or address) to the Company for the purposes of collecting, processing, and using the data required for installment billing, including verification, validation, and correction. 3. For the full terms of service, please refer to the following link: https://oppay.tw/userRule